Free tool

FAFSA Projected Income Calculator

Financial aid officers process appeals by numbers, not narrative. Enter your own figures to get the projected income, the size of your drop, and a one-sentence summary you can paste straight into your appeal letter.

This is an estimate based only on the numbers you enter — it is not financial advice or a guarantee of any aid outcome. Your financial aid office makes the final determination.

Reference year (2024 — the income on your FAFSA)
This year (2026 — projected, including what already happened)
Optional: new out-of-pocket costs in 2026 (medical, COBRA)